I think I worked it out and I’m dead serious about this, this isn’t a joke. A character is at their peak when they are at their oldest age where they still have their original hair color.
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Aging in One Piece works differently than in our world. In our world, our peak is somewhere between 25-30 years old. But I doubt this is true in the One Piece Universe. Kaido and Big Mom are said to be stronger than ever and they are 59 and 68 years old respectively.
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Characters can also live up to 140 years old or more.
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Characters in One Piece also tend to keep getting stronger in a linear pattern unlike real world. However, Oda can’t really make a 100 years old human stronger than that same person at 30. So he uses hair decoloration to show that they have passed their prime.
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Maybe it makes sense that Sengoku went white hair 2 years after his retirement.
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He stopped training hard and started relaxing a lot more and thus got weaker/passed his prime.
*by yincels